Most sellers turn up with the same handful of questions. These are the ones we hear most often. If yours is not here, call (586) 684-1086, and we will give you a straight answer.
How Selling To Stoney Creek Home Buyers Works
How is selling to us different from listing with an agent?
An agent markets your house and waits for a buyer, which can mean weeks of showings before one sticks. At the closing table, you pay commission and your share of the fees. We are the buyer, not the middleman. We pay cash for the house as it sits, cover our side of the closing costs, and charge no commission.
Will you list my house on the MLS?
No. We are not agents looking for a buyer on your behalf. We put a number in front of you, walk you through how we got there, and handle the paperwork. After closing, we do the repairs and the house goes back on the market under our name.
How do I sell my house fast for cash?
Call (586) 684-1086 and tell us about the property. We pull recent comparable sales, walk the house, and price the work it needs. A firm cash offer usually reaches you within 24 hours of that visit. Say yes, and you can be closed and paid in as little as seven days.
Am I committed once I fill out the form?
No. You can stop after the form, after the walkthrough, or after you have read the offer, and it costs you nothing either way. If listing turns out to be the better route for your house, we will tell you so.
Do I pay any fees or commissions?
None. There is no commission because there is no agent, and we cover our side of the closing costs. In Michigan, the seller still owes the state and county transfer tax, which is roughly $4.30 per $500 of the sale price. That bill shows up whether you list or sell direct.
About The Cash Offer
How do you decide what to pay?
We start from recent comparable sales near your house. Then we subtract what the renovation will cost and the margin that lets us buy the next one. That math is not a secret. Ask before you decide, and we will walk you through the comps line by line.
Will the offer be a lowball?
A cash offer lands below full retail, and we will not pretend otherwise. The gap is not the whole story, though. Take out the commission, the repair credits, the transfer tax, and the carrying costs while the house sits, and the difference usually shrinks a long way.
How do I know a cash sale is the right move for me?
It comes down to your timeline and how much work the house needs. If yours is updated, photographs well, and you can live with a month of showings, listing will probably get you more. When speed and certainty matter more than the last few thousand, this route fits better. We will say which one we think applies after we have seen it.
About Your House
Do I need to clean or repair anything first?
Not a thing. Leave what you do not want, take what you do, and walk away. Furniture, boxes, whatever is in the basement, none of it has to move before closing. We handle the cleanout afterwards, and it is already priced into the offer.
Will you still buy it if the house is in rough shape?
Yes. Repairs are the business, so we expect to find them, and we price for them. Bring us the old roof, the cracked driveway, the wet basement, or the kitchen nobody has touched since 1994.
What kinds of property do you buy?
More than single-family homes. Duplexes, townhouses, condos, mobile homes, and small commercial buildings all come through on a regular basis. Probate tangles, old liens, and occupied units are the ones most buyers avoid, and those are the ones we have handled many times.
What happens to my house after you buy it?
We do the work. A new roof if it needs one, updated mechanicals, and a kitchen somebody would actually cook in. Then it goes back on the local market for a family to live in. We are not flipping paper or passing your address to a list of out-of-state investors.
Closing And Getting Paid
How fast is a fast closing?
Usually 7 to 14 days from the day you accept, depending on the title work. There is no lender, no appraisal, and no underwriting queue to wait behind. You sign at a local title office, and the funds go out by wire the same day.
What if I do not need to close quickly?
Then we do not. Some sellers need sixty days to find the next place or to finish sorting an estate. Pick the date that works, and we hold it, without coming back to renegotiate at the last minute.
Who are you?
Andrew Holland and Joseph Sinishtaj started Stoney Creek Home Buyers after watching homeowners lose months to a process built for somebody else. We are local, we buy on the streets we drive, and we are under no obligation to buy every house we look at.
Do you actually buy the house yourselves?
Yes. Nobody here runs your offer past a committee or waits for an outside investor to approve it. When we make a cash offer, we mean to close on it ourselves and do the work.
Still have a question?
Ask Us Anything
Send us the address below, or call us at (586) 684-1086, and we will walk you through what your house would bring.
Get Cash For Your Michigan Home Today
Sell your Michigan home for cash without repairs. We buy houses as-is and close quickly.